The well known way of loading a phone with airtime credit is by buying a Paper or scratch card and then loading it on your phone with a USSD code. The other way is the digital method called Virtual Top Up (VTU), with VTU, the phone will be directly credited by the vendor and there will be no need for scratching a card or loading with ussd. The buyer will just receive an alert that his phone has been topped up.
But thanks to the recent development, Now most banks and network providers are really working together to make things easier for their customers by introducing the easy one click top up which lets recharge your line directly from the phone no you registered with your bank with you use of USSD code and the money will be automatically debited from your bank account.
This method saves you the energy and time wasted when searching for where to purchase airtime or queuing at an ATM just to recharge your line. But unfortunately not all banks currently supports this for now.
Bank codes to Recharge Airtime through your bank account
Access bank:*901* amount#
»» Eco bank*326* amount #
»» Fidelity:*770* amount #
»» FCMB:*389*214* amount #
»» Finbank:*894* amount #
»» GTB: *737* amount #
»» heritage bank: *322*030*amount#
»» keystone bank: *322*082* amount #
»» Skye bank: *389*076*1* amount #
»» IBTC: *909* amount #
»» Sterling bank: *822*amount#
»» UBA: *389*033*1*amount#
»» Unity bank: *322*215*amount#
»» Zenith bank: *966* amount # or *302* amount # (for mtn users)
»» Diamond bank(yellow acct. only):*710*555*phone no.* amount#
Note: *You can only perform any of this transaction on the no you registered with your bank.
*It is completely free and there is no hidden charges.
*If your bank is not listed above, then maybe your bank does not support this feature yet.
*If you think I omitted any one, just drop it in the comment box below.
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